Insurance contracts should be simple—you pick out a policy and diligently pay your premiums. When an accident occurs, you submit a claim and your insurer should pay out benefits according to the terms of the policy. Unfortunately, the insurance industry routinely violates the rights of its policyholders. Things have historically…
While goodwill and cheer flow this holiday season, keep in mind a destructive hallmark of this time of year: car accidents. Statistics show an increase in collisions during Thanksgiving, Christmas, and New Year’s. Car Crash Statistics During the Holidays According to the National Highway Traffic Safety Administration (NHTSA), there are…
We are proud to announce our 2020 Veterans Day fundraiser supporting the Central Texas-based nonprofit Service Dogs, Inc. Established in 1988, Service Dogs, Inc. trains assistance dogs, free of charge, to help Texans in need. One of the organization’s primary goals is to bring greater independence to wounded veterans through…
Dealing with the stress and annoyance of being stuck in traffic or navigating another motorist’s mistake is something that virtually every driver in Austin, TX has dealt with. Unfortunately, some people let their frustration get the best of them—driving aggressively, or even dangerously. The last thing you want is for…
Traveling by foot is considered a healthy and environmentally-friendly way to get around, but there’s a downside to walking in areas with traffic—car-pedestrian accidents. According to the Governors Highway Safety Association (GHSA), there were 6,590 fatalities in 2019, the highest in 30 years. The GHSA also found that though fatal…
Every state has some sort of requirement for drivers to buy auto insurance. Texas is a “fault” state, which means all drivers are legally required to buy auto liability insurance to cover costs from accidents they cause. In the case of a car accident, this type of insurance pays out…
Now that you’ve bought the motorcycle of your dreams, you have something else to think about — insurance. Insurance is required for all motor vehicles in Texas. In fact, if you don’t meet the minimum requirements, you could get your license suspended or motorcycle impounded. Motorcycle insurance is different from…
A statute of limitations is a law that defines the maximum amount of time parties involved have to initiate legal action from the date of an alleged civil or criminal offense. The purpose of these statutes is to protect defendants. There are three main reasons behind statutes of limitations: A…
Seat belts have been an important safety development for vehicles. Not only do they prevent ejection from the vehicle, but they also decrease the severity of impact during an accident. Suffice to say, these features save lives. Researchers say that vehicle occupants are 47 times more likely to die in…
A personal injury occurs when someone experiences harm (be that physically, financially, or emotionally) at the hands of another’s negligence. A common example of this is when someone is injured in a car accident involving a drunk driver. In those instances, the suffering incurred goes beyond what car insurance can…
